Privacy Policy

Last updated: May 26, 2026

Data by Kevin respects user privacy. This Privacy Policy explains what information may be collected, how it may be used, and how users can contact Data by Kevin about privacy-related questions.

Data by Kevin does not sell user personal information to advertisers. Payment card details are processed by Stripe and are not stored directly by Data by Kevin.

1. Information collected

Data by Kevin may collect information that users provide directly, including:

account information such as name, email address, username, and password credentials,
retirement planning inputs, assumptions, saved scenarios, and report-generation inputs,
messages or support requests sent through email or contact forms,
payment-related metadata received from Stripe, such as checkout session status, payment confirmation, and paid-access status, and
basic technical information needed to operate and secure the website.

2. Payment information

Payments are processed through Stripe. Data by Kevin does not directly store full credit card numbers or card security codes. Stripe may collect and process payment information according to its own privacy and payment processing policies.

3. How information is used

Information may be used to:

create and manage user accounts,
operate the retirement planner, free preview, saved scenarios, and paid report workflow,
generate personalized report outputs based on user-provided assumptions,
process payments and grant paid planner/report access after successful checkout,
respond to user questions, support requests, and payment/access issues,
improve website reliability, security, and user experience, and
maintain records needed for business, tax, accounting, compliance, or dispute-resolution purposes.

4. Retirement and financial assumptions

Users may enter sensitive financial planning assumptions, including assets, savings, expenses, retirement age, return assumptions, volatility assumptions, tax-related inputs, cash reserve assumptions, and account balances. These inputs are used to operate the planner and generate decision-support outputs.

Users should avoid entering information they do not want processed by the website. The planner and report are educational decision-support tools and do not replace professional financial, tax, legal, or retirement advice.

5. Cookies and session data

The website may use cookies or session-based storage to support login sessions, account security, saved scenarios, payment redirects, and normal website functionality. Users may disable cookies in their browser, but some features may not work correctly.

6. Sharing information

Data by Kevin may share limited information with service providers needed to operate the website and payment workflow, including hosting providers, database services, email tools, analytics or logging tools, and Stripe for payment processing.

Information may also be disclosed if required by law, regulation, legal process, tax/accounting obligations, security investigation, or to protect the rights and safety of Data by Kevin, users, or others.

7. Data retention

Data by Kevin may retain account records, saved scenarios, payment metadata, support communications, and related business records for as long as reasonably needed to provide the service, maintain records, resolve disputes, comply with legal/tax/accounting obligations, and operate the website.

8. Security

Data by Kevin uses reasonable technical and administrative measures to protect user information. However, no website, database, payment workflow, or internet transmission can be guaranteed to be completely secure. Users are responsible for using strong passwords and protecting account access.

9. Third-party links and services

The website may link to third-party websites or services, including Stripe, GitHub, LinkedIn, market-data sources, or other external resources. Data by Kevin is not responsible for the privacy practices, content, or security of third-party websites or services.

10. User requests

Users may contact Data by Kevin to request help with account access, payment/access issues, or privacy-related questions. Depending on the request, identity verification may be required before account-related information is changed or disclosed.

11. Children

Data by Kevin is intended for adults and is not directed to children. Users should not use the planner or purchase reports unless they are old enough to enter into the transaction and provide their own financial assumptions.

12. Changes to this policy

This Privacy Policy may be updated as the website, tools, paid report workflow, payment processing, or data practices change. The version posted on this page is the current version.

13. Contact

For privacy-related questions or account-support requests, contact:

kimoon.cho321@gmail.com

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