Simple pricing
Use the retirement planner free, with no sign-up. Pay once when you want the full decision report with tax analysis.
Planner
Test your retirement plan in the full planner.
- Dashboard: will your money last, and to what age
- Success rate with Monte Carlo simulations
- Live what-if and sensitivity analysis
- CPP and OAS timing, spending, retirement date
- Compare scenarios side by side
- Save scenarios with a free account
- Tax analysis and decision report not included
No account needed to calculate.
Decision Report
Everything in Free, plus the tax side of your plan and a written report.
- Tax analysis unlocked for 12 months
- Tax-aware withdrawals across RRSP/RRIF, TFSA and taxable accounts
- Up to 3 personalized decision report PDFs
- What drives your result, and what to test next
- Return assumptions you can base on the FP Canada 2026 guidelines
- No subscription, nothing renews
Secure checkout by Stripe. See a sample report →
Questions
Is this a subscription?
No. You pay once. Tax analysis stays unlocked for 12 months and you can generate up to 3 reports. Nothing renews automatically.
What does "founding price" mean?
It is the launch price for early users. The price may go up later; if you have already bought, your access is not affected.
Do I need an account?
Not to use the planner. You need a free account to save scenarios and to buy the report, so the report stays linked to your plan.
Is this financial advice?
No. The planner and the report are educational tools. Results depend on the assumptions you enter. For advice about your own situation, speak with a qualified professional.
What if I am not satisfied?
See the refund policy, or contact us.